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Unlock your dreams with Repco's Instant Jewel Loans!

Discover the power of your gold with the highest per-gram loan amounts and unbeatable interest rates

Jewel Loans - Convert the chances into opportunities secured by the brilliance of your cherished possessions

Unlock funds against your gold in just minutes!

Experience the simplicity of availing a Repco Jewel Loan.

Instant accessibility: Access money against your gold in a matter of minutes.

Seamless process: Availing a Repco Jewel Loan has been easier.

Tailored Tenure: Choose a repayment period that suits you best - 3 / 6 / 12 months.

Competitive Rates: Benefit from attractive and competitive interest rates.

At Repco Bank, we prioritize your convenience and financial well-being. With our Gold Loans, you're just moments away from realizing your financial goals.

Jewel Overdraft - Make Your Jewels Fulfill Your Business Needs!

Credit limit against Jewels for business needs

Withdrawal and Remittance Facilities

Why opt for Repco?

Get maximum value for your jewel

Minimal documentation flexible tenure

On the spot redemption

Safe & secure

Best Jewel loan interest rate

Simple steps to get your Jewel Loan


Visit your nearest base branch


Submit your gold ornaments for appraisal


Check for the eligibility


Avail the loan

Experience an elevated lending limit of up to Rs.5300 per gram for Jewel Loans, coupled with a competitive interest rate of 10.50% per annum

Frequently Asked Questions

  • Ordinary 'A' class members of the bank can avail loan in Repco Bank

  • Jewel Loan is disbursed within one hour. This is, however subject to the loan amount, assessment of the gold jewellery and documents that you submit.

  • Jewel Loan, Development Loan, Overdraft Loan and Term Loan for any bankable purpose against mortgage of immovable properties.

Tenure of loan varies with type and quantum of loan, type of business activities etc. However, tenure varies from one year to maximum of ten years.

  • Quantum of loan varies with the type of business activities, collateral security, repayment capacity, etc.

  • Simply visit a branch of your convenience, submit your loan application, and rest assured - we'll handle the rest to provide you with instant funding, subject to our norms.

Repatriates Cooperative Finance and Development Bank Ltd. (REPCO BANK) was registered on November 19, 1969, as a Cooperative Society under the relevant provisions of the Madras Cooperative Societies Act, 1961, with jurisdiction over the State of Tamil Nadu, Andhra Pradesh, Karnataka, Kerala and the Union Territory of Puducherry.

Repco Towers, N0:33, North Usman Road ,T.Nagar, Chennai - 600017

Ph No - 044-28340715

Email -

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