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Jewel
Loan |
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Instant loan on all working days against Gold jewels |
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Electronic
Weighing |
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Return
of Jewels without delay |
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Interest
on daily product basis |
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Jewel
Overdraft |
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Credit
Limit sanctioned against security
of gold jewels |
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Withdrawal
and remittance permissible based on
requirements |
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Interest
charged only on outstanding debit balance |
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Operated
as a running account. |
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Development
Loan |
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Loan
for development of small trade, Business,
Industry within the jurisdiction of
Branch |
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Applicant
should be Daily Deposit Contributor |
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Quantum
of loan will be decided on the basis
of Daily Deposit outstanding and requirement |
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Collateral
security for higher limits |
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Repayment
can be made on daily basis |
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Hire
Purchase Finance |
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For
purchase of vehicle, machinery, equipment |
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Margin
15% to 25% |
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Period
- maximum of 3 years |
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Flat
or Diminishing rate of interest |
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Collateral
security for higher limit. |
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Housing
Loan |
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For
purchase or construction of house/Flat,
Commercial complex within the City/municipal
limits. |
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Maximum
loan Rs. 10.00 lakhs |
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Maximum
period 10 years |
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No
commitment charges |
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Installment
calculated on daily product basis |
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Medi
Loan |
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For Allopathy
Medical Practitioners for Establishing
Clinic, Lab, Purchase of Medical
equipments, lab instruments. |
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Secured
Loan |
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For Commercial
purposes - Amount of Loan depends
on the project cost,viability, security
offered as within the exposure norms
of the bank. |
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Pure Mortgage Loan |
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Amount of
Loan restricted to Rs 15.00 Lakhs
for non commercial purpose. |
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Gold
Jewellery Purchase Scheme |
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Loan
for purchase of gold jewels from Reputed
jewellery mart. |
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Repayment
on monthly installment |
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75%
of Value of Jewels will be given as
Loan |
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Overdraft
Loan |
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On the security
of NSC, KVP, LIC Policy, Bonds. |
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Personal
Loan |
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Meant mainly
for commercial bank Employees. |
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Special
Loan |
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For Top Executives/Officials. |
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Salary
Loan |
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Employees
of reputed Private/Public organization
based on undertaking for recovery
& remittance of the loan by
the Employer. |
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