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Jewel Loan
Instant loan on all working days against Gold jewels
Electronic Weighing
Return of Jewels without delay
Interest on daily product basis
 
     
 
Jewel Overdraft
Credit Limit sanctioned against security of gold jewels
Withdrawal and remittance permissible based on requirements
Interest charged only on outstanding debit balance
Operated as a running account.
 
     
 
Development Loan
Loan for development of small trade, Business, Industry within the jurisdiction of Branch
Applicant should be Daily Deposit Contributor
Quantum of loan will be decided on the basis of Daily Deposit outstanding and requirement
Collateral security for higher limits
Repayment can be made on daily basis
 
     
 
Hire Purchase Finance
For purchase of vehicle, machinery, equipment
Margin 15% to 25%
Period - maximum of 3 years
Flat or Diminishing rate of interest
Collateral security for higher limit.
 
     
 
Housing Loan
For purchase or construction of house/Flat, Commercial complex within the City/municipal limits.
Maximum loan Rs. 10.00 lakhs
Maximum period 10 years
No commitment charges
Installment calculated on daily product basis
 
     
 
Medi Loan
For Allopathy Medical Practitioners for Establishing Clinic, Lab, Purchase of Medical equipments, lab instruments.
 
     
 
Secured Loan
For Commercial purposes - Amount of Loan depends on the project cost,viability, security offered as within the exposure norms of the bank.
 
     
 

Pure Mortgage Loan

Amount of Loan restricted to Rs 15.00 Lakhs for non commercial purpose.
 
     
 
Gold Jewellery Purchase Scheme
Loan for purchase of gold jewels from Reputed jewellery mart.
Repayment on monthly installment
75% of Value of Jewels will be given as Loan
 
     
 
Overdraft Loan
On the security of NSC, KVP, LIC Policy, Bonds.
 
     
 
Personal Loan
Meant mainly for commercial bank Employees.
 
     
 
Special Loan
For Top Executives/Officials.
 
     
 
Salary Loan
Employees of reputed Private/Public organization based on undertaking for recovery & remittance of the loan by the Employer.
 
     
 

Subsidiary Repco Home Finance Ltd

Interest rate from 9.25% onwards
Loan up to 85% of value
Maximum Loan Rs.1.00 Crore
Maximum Repayment period 20 Years.
 
     
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